TD Business Travel Visa Cardholder Agreement: An In-Depth Look
If you’re a frequent business traveler, you know the importance of having a reliable credit card that can help you earn rewards and make your travels easier. The TD Business Travel Visa card is one of the most popular options for Canadian business travelers, offering a range of benefits and features.
However, before you apply for this card, you need to understand the TD Business Travel Visa cardholder agreement and its terms and conditions. In this article, we’ll provide you with an in-depth look at the TD Business Travel Visa cardholder agreement.
Overview of the TD Business Travel Visa Card
The TD Business Travel Visa card is designed specifically for business travelers. It allows cardholders to earn TD Points on all their travel-related purchases, including flights, hotels, and rental cars. The card also offers a range of travel insurance benefits, including trip cancellation, trip interruption, and emergency medical coverage.
TD Business Travel Visa Cardholder Agreement: The Fine Print
When you apply for the TD Business Travel Visa card, you’ll be asked to sign a cardholder agreement. This agreement details the terms and conditions of using the card and outlines the fees, interest rates, and other important information.
Here are some of the key points you should be aware of:
Fees: The TD Business Travel Visa card comes with an annual fee of $149. There are also fees for cash advances, balance transfers, and foreign currency transactions.
Interest Rates: The TD Business Travel Visa card comes with a standard interest rate of 19.99% on purchases and 22.99% on cash advances.
Rewards Program: The TD Business Travel Visa card rewards program allows cardholders to earn TD Points on all their purchases. Points can be redeemed for travel-related expenses, such as flights, hotels, and rental cars.
Travel Insurance Benefits: The TD Business Travel Visa card offers a range of travel insurance benefits, including trip cancellation, trip interruption, and emergency medical coverage.
Other Terms and Conditions: The TD Business Travel Visa cardholder agreement also includes details on other important terms and conditions, such as the card’s liability for unauthorized transactions, the card’s expiration date, and the cardholder’s responsibilities for making payments on time.
Conclusion
The TD Business Travel Visa card is a great option for business travelers who want to earn rewards and keep their travels easy and stress-free. However, before you apply for this card, make sure you understand the TD Business Travel Visa cardholder agreement and its terms and conditions. This will help you make an informed decision and ensure that you get the most out of your new credit card.